![]() ![]() HARP is only one of several refinancing options available to homeowners. Homeowners Helped Since Program InceptionĪs of August 31, 2011, nearly 894,000 borrowers had refinanced through HARP. ![]() HARP provides borrowers, who may not otherwise qualify for refinancing because of declining home values or reduced access to mortgage insurance, the ability to refinance their mortgages into a lower interest rate and/or more stable mortgage product. The Federal Housing Finance Agency (FHFA) and the Department of the Treasury introduced HARP in early 2009 as part of the Obama Administration’s Making Home Affordable program. **updated HARP program extended through 2016.
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